● ACTIVEDark Charizard
One vault · two lender tranches · full repayment only
COLLATERAL VAULT1 verified cardCollector Crypt · PSA VaultVault status: Bound
PRINCIPAL$240.00USDCLIVE PAYOFF$241.62Principal + accrued interestMATURITY28 days48h grace follows maturityLender stackLower rank is paid first in a deficient liquidation
MULTI-LENDER OPT-INS SENIOR · RANK 100$160.0011.8% APR · first in waterfall
J JUNIOR · RANK 200$80.0013.4% APR · absorbs losses first
What seniority meansIt affects only the order in which auction proceeds are distributed. It is not a health score and does not trigger liquidation.
BETTER TERMS DETECTEDA lender can reduce this loan to 10.6% APR.
Permissionless refinancing pays the incumbent in full and preserves the same maturity. No collateral movement.
LifecycleEvery state comes from a protocol event
- ✓
Loan originatedPrincipal sent · vault bound
- ✓
Junior tranche addedBorrower opted in at origination
- ↻
Terms improvedCompetitive refinance event
- 4
Repay or sell to repayBefore maturity